This is very important because, if you do not pay your mobile phone bill, your outgoing calls will be stopped, and if it is collected by a collection company and finally transferred to Seoul Guarantee Insurance, it will not be good for your credit rating and you may receive a disadvantage financially.
In this post, I’m going to introduce how to check if there are overdue cell phone bills without realizing it, and tips to take temporary measures in case of call suspension. 휴대폰 요금 미납
If the non-payment of mobile phone bills is prolonged, the collection company’s collection is not only painful, but also adversely affects the communications rating of the telecommunication company, which is an important matter that should not be ignored.
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Good tips to know
How to check unpaid mobile phone bills
It can be quite cumbersome to look up unpaid bills for each carrier, but I’ll tell you how to check them all at once.
It is possible to check all three telecommunication companies (KT, SKT, LG U+).
How to check unpaid mobile phone bills (using credit information joint management service)
Just follow the 5 steps below to see the full list of outstanding payments.
Go to Credit Information Joint Management Service
Access to credit information joint management service site
Choose to view your credit information
Agree to terms and conditions
self-authentication
Check overdue amount
How to respond in case of suspension due to non-payment
Call suspension due to non-payment of mobile phone bills differs in the strength of each telecommunication company, but in general, a grace period of 1 to 2 months is granted for non-payment.
However, if the unpaid fee is high, the call may be suspended immediately regardless of the telecommunication company. Please refrain from using it as much as possible, as there may be situations in which you may not be able to repay, such as small payments.
Temporary response method in case of call suspension
Method 1. Report the situation to customer service.
If you are in a situation where you do not need to make a call just because your mobile phone has been stopped, it will not matter if you are suspended until you can pay it back, but it is recommended for those who want to use it even for a while.
I called the telecommunication company where the non-payment occurred, and I couldn’t pay it back due to these and other circumstances. Along with saying I’m really sorry, in what way can I pay it back? ask
If the desired date is unreasonably long, it will inform you that it is impossible, and it is possible only in currency to pay it back. If you ask them to release them even for a few days, they will let you go.
Method 2. Pay off a small loan as soon as possible.
You may be wondering what this means or fart, but cell phone bills are also being used to calculate recent credit ratings. What happens if my credit card is overdue for 5 days? Just as your credit rating plummets, so do your cell phone bills.
Please note that the information below is introduced as a product that can cost around 50,000 won if possible.
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Toss Emergency Fund Loan Loan Terms and Conditions Non-payment of delinquency is also possible The Toss emergency fund loan is a loan service that allows you to apply for up to 500,000 won in partnership with 1 Financial SC First Bank in the simple remittance app ‘TOSS’. bow your credit score
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Method 3. What if there is no way to do this?
Penalties for non-payment
If several months have passed without processing the unpaid charges, the order goes in the following order: stop sending > stop receiving > cancel ex officio.
If you do this, you will also lose your phone number.
Each carrier has a slightly different response method, but I will explain it in more detail.
Correspondence by carrier
SKT
If it is not processed after 2~3 months of the occurrence of unpaid charges, the sending will be suspended. After 5 months, the process continues until the ex officio cancellation.
KT
Because KT responds differently depending on individual credit ratings, telecommunication ratings, and payment patterns, it is said that KT does not respond uniformly. However, as with SKT, which is ex officio, it will start after 5 months.
LG U+
One month after the occurrence of unpaid charges, the customer will be notified, and if payment is not made after that, the authority will be terminated.